This study aims to examine the financial attitudes and behaviors of individuals during their retirement financial preparation. The relevant literature was thoroughly reviewed to establish the study's theoretical framework. Data collection involved administering a questionnaire comprising demographic questions, a scale of financial preparation for retirement, a financial attitude scale, and a financial behavior scale to 537 participants still in the workforce. The study analyzed the relationships among the variables of the financial preparation process for retirement, financial attitude, and financial behavior, and whether these variables differed significantly across demographic factors. Descriptive statistics, correlation analysis, t-tests, and ANOVA tests were applied to the data collected through the questionnaire. The findings revealed that the financial preparation process for individual retirement has a statistically significant effect on individuals' financial attitudes and behaviors. Statistically significant differences were found between the demographic variables of gender, age, education level, and monthly income level and the financial preparation process for retirement. Furthermore, statistically significant differences were found between age, education level, work experience, and financial behaviors. The findings indicate that financial preparation for retirement is not limited to knowledge; behavioral factors such as individuals' decision-making skills, risk perception, and planning habits are also decisive in the process. Therefore, it is clear that financial education policies should not only focus on disseminating information but also be supported by content that improves individuals' attitudes and behaviors..